This post is for anyone that has a CASH BACK credit card and uses it for the actual "CASH BACK" feature like I do. Or at least, I DID until I found out that I have cheated myself out of 50% of my earnings with it! AARRRRGGGG!!!!
The card I am going to feature is my FAVORITE "cash back" card. It is the Capital One No Hassle Rewards Card.
***WAIT!*** If you don't have this card, please don't stop reading! This information is beneficial for ANY cash back card you may have! I am using this one because this is the easiest way to teach you how to navigate any card that you may have, it may save you the costly $500+ mistake I made two years ago!
Now, before I get into details, there are a few things you need to find out about your cash back card and redeeming your rewards if you don't already know them by heart:
1. How are your cash back points/miles earned? Do you get 1 point per dollar spent, or do you get 2/$ at grocery stores? Do you get 3 points for your first $1500 in purchases? These are the types of questions you need to ask yourself. It is SO important that you know how your cards will best be utilized. It is also important to know HOW MUCH you have spent in order to earn those points you are redeeming...we'll get into that in a bit.
Welcome to Part 3 of "My Almost FREE Disney Vacation" - The Hotel. You can check out the other posts if you haven't already!
Part 1 - The Basics
Part 2 - Airfare
To recap, my family of 11 had not been on vacation together in 17 years...back then we were a family of 5! I never knew how much my hard-working parents sacrificed so that myself and my siblings did not lack for anything growing up...until I had a family of my own. Our last vacation together was Disney and I can remember my family saved and saved so that we could go! We stayed in a budget hotel with a pool and took the free shuttles to the parks. We brought our own food for lunch and drank water at the restaurants when we did eat out. I had no clue that we weren't "rich" because they made us feel so special!
So last year, I decided I would find a way to get our family of "10" (eventually 11 when our daughter was born) back to Disney...with a little more "luxury" and a lot less money! Our definition of "luxury" is staying close to Disney in a beautiful hotel and having a few meals at the parks! ;) If I had not discovered this way to go, we all would not have been able to afford it!
OK, ok...how did we get an almost free hotel?
OK, so this is a bit of a different post about MAKING some money by using a credit card instead of using it to SAVE money on things like travel. The photo below is what I received in the mail this weekend from my Discover credit card account:
So, YES, I got a bonus $250 in cash back for "switching" my spending to my Discover card! The requirements for this bonus
